- The cost of providing veterinary care is rising, as veterinary science continues to develop more and better therapeutic options for patients. While many pet owners continue to purchase veterinary care with discretionary income, savings or credit cards, an increasing number are considering pet health insurance to cover unexpected veterinary care expenses. The American Veterinary Medical Association (AVMA) recognizes the increasing importance of pet health insurance and offers a pet insurance fact sheet here.The American Animal Hospital Association (AAHA) offers a guideline pet health insurance here and also offers a PDF brochure, Ensuring Your Pet’s Health: A Guide for Pet Owners from the American Animal Hospital Association. Pet health insurance is very similar to dental insurance. It is not true medical insurance. It is fee for service indemnity insurance, or property-casualty insurance, and is regulated by the state. There are several companies currently providing pet health insurance. Twin Pines Animal Clinic has identified a company that fits the model recommended by the American Veterinary Medical Association (AVMA) and American Animal Hospital Association (AAHA).
Trupanionprovides the catastrophic coverage model recommended by AAHA.
There are many choices for pet health insurance. Twin Pines Animal Clinic is not affiliated with any pet insurance company and cannot provide specific information regarding policies and costs. Pet health insurance is an agreement between the pet health insurance provider and pet owner. Twin Pines Animal Clinic encourages pet owners to research pet health insurance and consider available options in advance of purchase.